:root {
  --color-primary: #661414;
  --color-gold: #f2cb55;
  --color-secondary: #745b00;
  --color-secondary-fixed: #ffe08a;
  --color-surface-low: #f3f3f4;
  --color-muted: #564240;
  --color-cream: #faf7f2;
  --color-text: #1a1c1c;
  --color-white: #ffffff;
  --container: 1100px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Plus Jakarta Sans", "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
  color: var(--color-text);
  background: var(--color-white);
  line-height: 1.6;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
}

h1,
h2 {
  margin: 0;
  font-family: "Playfair Display", serif;
  font-weight: 800;
  letter-spacing: 0.2px;
  line-height: 1.15;
}

h3,
h4,
body,
button,
input,
textarea {
  font-family: "Plus Jakarta Sans", "Inter", system-ui, sans-serif;
}

.container {
  width: min(100% - 3rem, var(--container));
  margin-inline: auto;
}

.section {
  padding: 80px 0;
}

.section-title {
  margin-bottom: 12px;
  font-size: clamp(2rem, 1.5rem + 1.8vw, 2.8rem);
}

.section-lead {
  margin: 0 0 30px;
  color: var(--color-muted);
}

.top-nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--color-white);
  box-shadow: 0 4px 20px rgba(26, 28, 28, 0.08);
}

.top-nav-inner {
  min-height: 82px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-family: "Playfair Display", serif;
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--color-primary);
}

.brand img {
  width: 40px;
  height: 40px;
  object-fit: cover;
}

.nav-links {
  display: none;
  align-items: center;
  gap: 20px;
}

.nav-links > a:not(.btn) {
  color: var(--color-muted);
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: 0.3px;
  transition: color 0.2s ease;
}

.nav-links > a:not(.btn):hover {
  color: var(--color-primary);
}

.btn-primary {
  height: 52px;
  padding: 0 32px;
  background: #661414;
  color: #f2cb55;
  border: none;
  border-radius: 50px;
  font-family: "Plus Jakarta Sans", "Inter", sans-serif;
  font-weight: 800;
  font-size: 13px;
  letter-spacing: 1px;
  text-transform: uppercase;
  cursor: pointer;
  transition: all 0.2s ease;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.btn-primary:hover {
  transform: translateY(-1px);
  box-shadow: 0 8px 20px rgba(102, 20, 20, 0.25);
}

.btn-outline {
  height: 52px;
  padding: 0 32px;
  background: white;
  color: #661414;
  border: 1.5px solid #661414;
  border-radius: 50px;
  font-family: "Plus Jakarta Sans", "Inter", sans-serif;
  font-weight: 800;
  font-size: 13px;
  letter-spacing: 1px;
  text-transform: uppercase;
  cursor: pointer;
  transition: all 0.2s ease;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.btn-outline:hover {
  transform: translateY(-1px);
}

.btn-outline.disabled {
  opacity: 0.5;
  cursor: not-allowed;
  pointer-events: none;
}

.btn-outline-inverse {
  height: 52px;
  padding: 0 32px;
  background: var(--color-white);
  color: var(--color-primary);
  border: 1.5px solid var(--color-white);
  border-radius: 50px;
  font-family: "Plus Jakarta Sans", "Inter", sans-serif;
  font-weight: 800;
  font-size: 13px;
  letter-spacing: 1px;
  text-transform: uppercase;
  transition: all 0.2s ease;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

.btn-outline-inverse:hover {
  color: var(--color-gold);
  background: rgba(255, 255, 255, 0.08);
}

.btn-nav {
  height: 44px;
  padding-inline: 24px;
}

.hero {
  min-height: calc(100vh - 82px);
  display: flex;
  align-items: center;
  text-align: center;
  background: radial-gradient(ellipse at top, #faf7f2, #ffffff);
}

.hero-inner {
  width: min(100%, 760px);
  margin: 0 auto;
}

.hero-logo {
  width: 64px;
  height: 64px;
  margin: 0 auto 20px;
}

.hero-tagline {
  margin: 0 0 14px;
  color: #661414;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
}

.hero h1 {
  margin-bottom: 18px;
  color: #1a1c1c;
  font-size: clamp(32px, 5vw, 56px);
  line-height: 1.15;
}

.hero p {
  margin: 0 auto;
  max-width: 580px;
  color: #564240;
  font-size: 18px;
  font-weight: 400;
}

.hero-actions {
  margin-top: 30px;
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

.grid-3 {
  display: grid;
  gap: 20px;
}

.card {
  background: white;
  border-radius: 16px;
  padding: 32px;
  box-shadow: 0 2px 12px rgba(26, 28, 28, 0.06);
  transition: all 0.2s ease;
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(26, 28, 28, 0.1);
}

.card-icon {
  width: 40px;
  height: 40px;
  margin-bottom: 14px;
  color: var(--color-primary);
  font-size: 34px;
  line-height: 1;
}

.card h3 {
  margin: 0 0 10px;
  font-size: 1.25rem;
  color: var(--color-primary);
}

.card p {
  margin: 0;
  color: var(--color-muted);
}

.steps {
  display: grid;
  gap: 20px;
}

.step {
  text-align: center;
  background: var(--color-white);
  border-radius: 16px;
  padding: 28px 20px;
  box-shadow: 0 2px 12px rgba(26, 28, 28, 0.06);
}

.step-badge {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #661414;
  color: #f2cb55;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: "Playfair Display", serif;
  font-weight: 800;
  font-size: 24px;
  margin: 0 auto 16px;
}

.step h3 {
  margin: 0 0 8px;
  color: var(--color-primary);
  font-size: 1.2rem;
}

.step p {
  margin: 0;
  color: var(--color-muted);
}

.merchant-band {
  background: var(--color-primary);
  color: var(--color-white);
}

.merchant-split {
  display: grid;
  gap: 24px;
  align-items: center;
}

.merchant-split h2 {
  color: var(--color-white);
}

.merchant-split p {
  margin: 0;
  color: var(--color-cream);
}

.about-copy {
  background: var(--color-cream);
  border-radius: 16px;
  padding: 28px;
}

.contact-card {
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
}

.contact-list {
  list-style: none;
  margin: 20px 0 0;
  padding: 0;
  display: grid;
  gap: 8px;
}

.contact-list a,
.policy-main a,
.toc a,
.legal-section a {
  color: var(--color-primary);
}

.policy-main {
  padding: 70px 0 90px;
}

.toc {
  background: var(--color-cream);
  border-radius: 16px;
  padding: 20px;
  margin: 26px 0 34px;
}

.toc ol {
  margin: 12px 0 0;
  padding-left: 18px;
}

.legal-section {
  margin-bottom: 32px;
}

.legal-section h2 {
  margin-bottom: 8px;
  font-size: clamp(1.35rem, 1.1rem + 0.7vw, 1.9rem);
}

.contact-form {
  margin-top: 22px;
  display: grid;
  gap: 10px;
  text-align: left;
}

.contact-form label {
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 1px;
  color: var(--color-muted);
  text-transform: uppercase;
}

.contact-form input,
.contact-form textarea {
  width: 100%;
  border: 1px solid transparent;
  border-radius: 12px;
  padding: 14px 16px;
  background: var(--color-surface-low);
  color: var(--color-text);
  font-size: 14px;
}

.contact-form input:focus,
.contact-form textarea:focus {
  outline: none;
  border-color: var(--color-secondary);
}

.site-footer {
  margin-top: 40px;
  background: var(--color-primary);
  color: var(--color-white);
}

.site-footer-top {
  padding: 44px 0 32px;
  display: grid;
  gap: 24px;
}

.footer-brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-family: "Playfair Display", serif;
  font-size: 1.25rem;
}

.footer-brand img {
  width: 40px;
  height: 40px;
}

.footer-cols {
  display: grid;
  gap: 20px;
}

.footer-col h4 {
  margin: 0 0 10px;
  font-size: 0.95rem;
  color: var(--color-secondary-fixed);
  letter-spacing: 0.6px;
  text-transform: uppercase;
}

.footer-col a {
  display: block;
  margin-bottom: 8px;
  color: rgba(255, 255, 255, 0.94);
  transition: color 0.2s ease;
}

.footer-col a:hover {
  color: var(--color-gold);
}

.site-footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.18);
  padding: 14px 0 18px;
  color: #f7ead0;
  font-size: 0.85rem;
}

@media (max-width: 1024px) {
  .hero h1 {
    font-size: 40px;
  }
}

@media (max-width: 767px) {
  .container {
    width: min(100% - 24px, var(--container));
  }

  .section {
    padding: 56px 0;
  }

  .hero {
    min-height: auto;
    padding: 64px 0;
  }

  .hero h1 {
    font-size: 32px;
  }

  .hero-actions {
    width: 100%;
  }

  .hero-actions .btn-primary,
  .hero-actions .btn-outline {
    width: 100%;
  }
}

@media (min-width: 768px) {
  .nav-links {
    display: inline-flex;
  }

  .grid-3 {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .steps {
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }

  .merchant-split {
    grid-template-columns: 1fr 1fr;
  }

  .site-footer-top {
    grid-template-columns: 1fr 2fr;
    align-items: start;
  }

  .footer-cols {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}